Travel Insurance & Healthcare

Reciprocal Health Agreement

Jerseys’ healthcare service is not part of the NHS, so for UK visitors some medical care is covered by the reciprocal health agreement between the UK and Jersey, but some will need to be paid for. You won’t be covered for non-urgent conditions or urgent conditions where treatment can be booked for a later date. Emergency urgent treatment is covered as stated by Gov UK guidance. You will need to pay for:

• GP treatment
• Prescriptions
• Dental treatment
• Certain types of medical equipment and supplies
• Certain travel arrangements (eg repatriation)
• On-going services for an existing treatment plan (eg holiday dialysis)
• Treatment for pre-existing conditions you're awaiting treatment for (eg surgery) unless there is a major deterioration in that condition while you're visiting Jersey.

Emergency medical care

If you require emergency treatment you should visit the Emergency Department at the nearest hospital. If you require an ambulance, dial 999.

Emergency treatment in the hospital is free of charge, but if you need ongoing treatment, this may not be covered. Without travel insurance you may need to pay for treatment which isn’t classed as an emergency, along with repatriation, which can cost around £5,000.

Non-emergency medical care

If you are unwell and require non-urgent medical care you will need to contact a local GP or out of hours service. This will incur a charge, which will be advised by the GP. This extends to dental services which are not free of charge.

For detailed information please visit the Government of Jersey.